Rates & Insurance
Finding the right therapist includes understanding how therapy fits your budget. We believe in transparent pricing and flexible payment options so you can make informed decisions about your care. Whether you're using insurance, paying privately, or exploring out-of-network reimbursement, we're here to make the financial side of therapy as clear and straightforward as possible.
Rates
Individual Virtual Session: $220
Sessions are 50 minutes
HSA/FSA cards accepted
Limited sliding-scale spots may be available; please ask
Payment is due at the time of service via secure online payment
Good Faith Estimate: If you're not using insurance, you are entitled to a Good Faith Estimate of expected charges. This is a requirement under the No Surprises Act, and we're happy to provide one upon request.
Using Insurance
In-Network Plans We Accept:
Aetna
Blue Cross Blue Shield of Massachusetts
Cigna
Harvard Pilgrim
Oscar
Oxford
Optum
Point32Health
UnitedHealthcare
Important: Coverage varies by plan. Each insurance policy has different deductibles, copays, and coverage limits. We can verify your benefits prior to your first session to help you understand your out-of-pocket costs. Reach out to us with your insurance information, and we'll check your coverage details for you.
Private Pay & Out-of-Network (OON)
Many clients choose private pay for the flexibility and privacy it offers. When you pay privately, you avoid diagnostic labels being submitted to insurance companies, and your treatment plan can be tailored entirely to your goals without insurer requirements.
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Out-of-Network Benefits:
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If you have out-of-network benefits through your insurance plan, I can provide a Superbill—a detailed receipt you can submit to your insurer for potential reimbursement.
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How Out-of-Network Reimbursement Works:
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Check your benefits: Contact your insurance company to ask about your out-of-network mental health benefits. Ask: "What percentage of out-of-network therapy costs will you reimburse?" and "Do I need to meet a deductible first?"
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Attend sessions: Pay the session fee at the time of service
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Submit your Superbill: After each session, you'll receive a Superbill with the codes your insurance needs. Submit it to your insurer for reimbursement
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Why Choose Private Pay?
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Increased confidentiality: No diagnostic codes or treatment details shared with insurance companies
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Flexible treatment planning: Sessions tailored entirely to your needs, not insurance requirements
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No pre-authorization delays: Start therapy when you're ready
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Convenience: Evening and weekend appointments available via secure telehealth throughout Massachusetts
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Coordinated care: When helpful, I work with your primary care provider and dietitian to support comprehensive treatment
Private Pay & Out-of-Network (OON)
Payment
Payment is processed securely via our client portal at the time of service. We accept HSA and FSA cards for your convenience.
Cancellation Policy
Please provide at least 24 hours' notice if you need to cancel or reschedule an appointment. Late cancellations or missed sessions without sufficient notice may be charged the full session fee.
Emergency Protocol
Email is not monitored for emergencies. If you are experiencing a mental health crisis, please contact the National Suicide Prevention Lifeline at 988, the Crisis Text Line by texting HOME to 741741, or visit your nearest emergency room.